Reading 9 Read the text. Are the statements true or false?
A university education is expensive. You can borrow money from a bank, but if you do so, you will have to
pay it back when you start working. In some countries you are not obliged to start making repayments until
your salary is above a certain level, but you can't put it off forever! This means that a fairly large proportion of
your earnings will have to go towards paying back your loan in the years after you graduate. Alternatively, you
can try to work and study at the same time; you will get the education you want, and earn the money to pay for
it. Does this sound ideal? Before you embark on such a course, there are some things you should bear in mind.
By combining work and studies, you will have an advantage over full-time students. Yes, their timetable will
be less full than yours, but you will have one thing they don't: experience. If you are studying a subject related
to your work, your real-life experiences in the workplace will help you understand the subject better. But even
if your work is unrelated to your studies, you will still learn a lot about balancing tasks, co-operating with
others, and so on.
Of course, working and studying at the same time can be stressful, and time management is very important.
Make a plan for each day and each week - and stick to it! Set yourself goals, like completing your assignment
by tonight, or finishing a task at work by lunchtime, and then give yourself a small reward for achieving it.
Buy yourself a chocolate bar, go cycling, or take an evening off to be with friends-whatever makes you
happy.
And speaking of friends, make sure you keep in touch with them through email, text messages, social
networking sites, and by meeting up face-to-face. The opportunity to share ideas and experiences, get and give
advice, and have fun together will keep you motivated and less lonely. In short, human relationships are
essential for your psychological health, especially when you are stressed.
Of course, there will be times when you must be on your own so you can focus on your studies. In the busy
life of a working student, it is easy to lose sight of the ultimate goal, which is to get an education. If you find it
impossible to balance the demands of working and studying at the same time, you might be better off getting a
bank loan after all.
1 The author warns that it may take forever to pay off a study loan.
2
The author thinks having a job is only helpful if it has something to do with your studies.
3
The author advises a system of short-term deadlines and treats for success.
4
The author suggests that using social media can help you to stay happy and beat stress.
5 The author advises against taking a loan if balancing work and study becomes difficult.
Mark 15
1. False. The author mentions that you can't put off repayments forever, indicating that there is a time frame for repayment, but it doesn't suggest that it will take forever to pay off the loan.
2. False. The author mentions that even if your work is unrelated to your studies, you can still learn valuable skills such as balancing tasks and cooperating with others.
3. True. The author suggests setting goals, making a plan, and giving yourself rewards for achieving them.
4. True. The author mentions keeping in touch with friends through email, text messages, and social networking sites as a way to stay motivated and less lonely.
5. True. The author suggests that if balancing work and study becomes too difficult, taking a bank loan might be a better option.