II Watch the video and fill in the gaps with the words from the list. There are some words you don’t need to use.
Policyholders; predicted; exactly; protection; exposed; statistical; amount; insurers; opposed; statistics; paid; policymaker; insurance; personal; fund; save; covers; similar; compensation; occur; predict; good; assure; person; suffer; prepare Insurance
1) risks you can't 2) for, so you don't have to 3) all your money. But how can 4) provide 5) when so many losses 6) every day? With lots of 7) risks insurers can 8) roughly the number of losses they might have. They won't know 9) , but experience and 10) data can give them a pretty 11) idea. In fact, only a small proportion of 12) will actually 13) a loss in any given year. An 14) company offers its 15) by grouping together people who all feel 16) to the same risk. By collecting an 17) of money, a premium, from each 18) , the insurer can accumulate a 19) , called a pool, out of which losses can be 20) .

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