The company A produces products a, and the company B
 produces products b. It is known that 3 percent of
 companies that produce products a go bankrupt over
 the year. Plus, the probability for companies producing
 products b to go bankrupt over the year is 6.1. What is
 the probability (given in decimal number) that both
 companies are going bankrupt over the year?
 NB! Give the answer as a decimal number and round it to two decimal places.