Which of the ideas seems the best for you? Record your answer (audio or video). Speak at least for 1 minute. Don’t forget to say about:
 The importance of saving money for future;
 The advantage and disadvantage of each option;
 Which one seems the best for you and why.
 Now record your answer (audio or video).
 Support your answer with examples (you can find some for-and-against ideas in the text).
 Make full sentences. Remember about articles and pronouns.
 Speak at least for 1 minute.
 Provide the transcript to support your answer.