Стоит ли подросткам иметь кредитные карты написать эссе (120-180слов)

Whatever problems people discuss, there are always pros and cons. If we’re talking about credit cards for teenagers, pros will be money safety and training better self-control.
If a teenager accidentally looses his credit card, he doesn’t lose his money. He will reassemble his credit card with no money lose. And because it’s a credit card - not debit - a teenager can train his self-control in order to make better shopping decisions. Of course, the cons is the same. Due to their young age teenagers cannot always make better decisions in their lives. So, if a teenager loses his self-control and starts to dwell on his immediate desires, he will spend money for stupid things. And one day he will be bound to pay his own money for his previous decisions.

(133 words)