Поставить предложения в отрицательную форму 1) commercial loan is money that banks lend to businesses. 2) my friend has had a charge card. 3) it is necessary to check your credit file. 4) he borrows money to buy a house. 5) they lent money to him last year.

1. Commercial loan is money that banks don't lend to business
2. My friend hasn't had a charge card
My friend has had no charge card
3. It is not necessary to check your credit file
4. He doesn't borrow money to buy a house
5. They didn't lend money to him last year.