Нужно перевести предложение, тематика банки. по тексту речь идет о том, что, кроме официальным банков, кредитующих бизнес, есть еще теневые банки. lending by the formal banking system and, in particular, the state-owned banks which dominate the system, whereas that began to slow down at least somewhat, what is called a shadow banking system emerged to, as it were, supplement it.