Эссе на английском на тему "Должны ли подростки использовать кредитные карты?"

Today's children and adolescents are representatives of the digital generation, they are early and actively beginning to use bank cards and online services. For children, bank cards are an attribute of adult life, parents pay by card and children do not like that they receive bills of money.

With the card, there is no need to keep cash for the child's pocket. The card teaches the child responsibility, and gives parents the opportunity to be aware of his spending.

Most often, teenagers simply withdraw money from the card, but many prefer a non-cash form of payment. One of the most popular categories of children's "card" spending is food and mobile phone payments. According to the data, boys are more likely to buy gadgets and accessories for them, as well as sports goods. Girls mostly spend money on cosmetics and books.

However, the older the teenager, the more money he spends.

Experts note that issuing children's cards is convenient for parents, and allows children to learn empirically to manage their finances.