Choose the best answer (A, B, C or D) to complete the text. Going to university can be an expensive business and very often a student (1) …………… is not enough to cover all your expenses. Some students seem to manage OK but others have to work to (2) …………… some extra money. You need to make sure that whatever you do doesn’t interfere with your studies, but a good option is to find (3) …………… work in restaurants or shops. Or why not do some teaching? You could coach someone in your subject. Of course, if you are an (4) …………… student, you could find a job that is related to your degree – for example, working in a gallery if you are studying art history. Then you will be able to (5) …………… the things you need at university while at the same time improving your CV.

1 A refund B loan C interest D cash 2 A gain B win C earn D achieve 3 A overtime B flexitime C part-time D full-time 4 A immature B ambitious C arrogant D assertive 5 A afford B spend C waste D save

Complete the text with one word in each gap.

What’s the best way to take money when you go on holiday abroad? In the past, people (1) ……………………… to carry traveller’s cheques, but these days they are more likely to go with just a credit card. Cash is the simplest option but can make you vulnerable to theft. A credit card is one of the safest ways to pay for things abroad, but it can be expensive so you (2) ……………………… check the information about bank charges before travelling. You also have (3) ……………………… be disciplined. You don’t want to still be paying for this year’s holiday next year! Then there are prepaid cards. You just put as much money on them (4) ……………………… you want to spend. But be careful when checking in to hotels or hiring cars. Money that is ‘ring fenced’ as a deposit will not be available to you until you check out or return (5) ……………………… car. The best advice is probably to take a mix – cash, prepaid card and a credit card for emergencies.

1. The correct answer for the first gap is B) loan. This is because the text is discussing the expenses of going to university and mentions that sometimes a student's money is not enough to cover all the expenses. In this context, a loan would make sense as a way for a student to get some extra money.

2. The correct answer for the second gap is C) earn. The text suggests that some students have to work to earn some extra money. This fits with the context of finding a job to make money.

3. The correct answer for the third gap is C) part-time. The text mentions that a good option for finding work is to find part-time work in restaurants or shops. Part-time work would be suitable for a student who needs to balance work with their studies.

4. The correct answer for the fourth gap is B) ambitious. The text mentions that if you are an ambitious student, you could find a job related to your degree. Ambitious here means that you are motivated and aiming for success in your studies and career.

5. The correct answer for the fifth gap is A) afford. The text suggests that by finding a job related to your degree, you will be able to afford the things you need at university. This means you will have enough money to pay for those things.

Now let's move on to the second part of the text:

1. The correct answer for the first gap is used to. The text is discussing the past and how people used to carry traveler's cheques. This means they carried them in the past but are more likely to go with just a credit card now.

2. The correct answer for the second gap is should. The text advises that before traveling, you should check the information about bank charges. This means it is recommended to do this before your trip.

3. The correct answer for the third gap is to. The text says "You also have to be disciplined", which means being disciplined is necessary or required.

4. The correct answer for the fourth gap is as. The text says "You just put as much money on them", meaning you put the amount of money you want to spend on the prepaid card.

5. The correct answer for the fifth gap is the. The text mentions "return the car", so the correct answer is "the car".

Overall, it is important to carefully read the text and understand the context in order to choose the correct answers.