1. The main Russian state bank is the, which has the right to .
new banks and to give permission to , and for certain finan¬cial transactions.
2. Banks offer different services to customers, such as on ac¬counts, giving out and , holding items in, dealing with insurance and others.
3. Residents and are subject to certain concerning the use of .
4. Non-residents should make salary payments in foreign currency only by from a foreign bank to their employees' accounts with a Russian bank.
5. Residents are allowed to buy and sell foreign currency through on the currency market.
6. Payments by residents, except salary, business trip and non-production expenses must be made through .
7. Individuals should use bank accounts, or cards, or other when buying something from enterprises for foreign currency.