1.If you need money , I… you some. a) will lend b) lend c) lends
2.If James had won money, he… a lot
a)would travel b) travelled c) will travel
3.If you… here, you could help us
a) are b) were c)would be

1. If you need money, I... you some.
The correct answer is "will lend" (option a).

Explanation: In this sentence, we are talking about a hypothetical situation in the future where the speaker is saying that they will lend money to the person if they need it. The verb "will lend" is used to express a future action.

Step-by-step solution:
- First, read the sentence and identify the subject and the verb. The subject is "I" and the verb is "lend."
- Next, determine the tense of the verb. In this case, it is a future action, so we need to use the future tense.
- Finally, choose the correct form of the verb for the subject "I." In this case, it should be "will lend."

2. If James had won money, he... a lot.
The correct answer is "would travel" (option a).

Explanation: In this sentence, we are talking about a hypothetical situation in the past where James did not actually win any money. The verb "would travel" is used to express the potential action that James would have taken if he had won the money.

Step-by-step solution:
- First, read the sentence and identify the subject and the verb. The subject is "he" (referring to James) and the verb is "travel."
- Next, determine the tense and conditional mood of the verb. In this case, it is a hypothetical situation in the past, so we need to use the conditional past tense.
- Finally, choose the correct form of the verb for the subject "he." In this case, it should be "would travel."

3. If you... here, you could help us.
The correct answer is "were" (option b).

Explanation: In this sentence, we are talking about a hypothetical situation in the present where the person being addressed is not actually here. The verb "were" is used in the subjunctive mood to express an unreal or hypothetical condition.

Step-by-step solution:
- First, read the sentence and identify the subject and the verb. The subject is "you" and the verb is "could help."
- Next, determine the tense and mood of the verb. In this case, it is a hypothetical situation in the present, so we need to use the present subjunctive mood.
- Finally, choose the correct form of the verb for the subject "you." In this case, it should be "were" in the present subjunctive form.